Categotry Archives: Get Out Of Debt

For me, one of the hardest times to avoid impulse spending is during the holiday season.  I love buying gifts for my friends and relatives and I want to get that perfect thing, even if it might not be on my list or in my budget.  Before I know it, my spending has gone through… Continue reading →

Before sharing these recommendations, I suggest that you have a way of tracking your expenses. This will give you a clear picture of what you spend daily, weekly and/or monthly and aid you in reducing expenses where needed. 1) Accept the fact you are in debt and forgive yourself. If you are in denial, you… Continue reading →